Linden Lab has posted a New Policy Regarding In-World “Banks” on their website at
http://blog.secondlife.com/2008/01/08/new-policy-regarding-in-world-banks/.
First Meta fully supports regulation of financial services activity in the virtual economy. We agree with the statement by Linden Lab that in-world “banks…offering unsustainably high interest rates…are in most cases doomed to collapse – leaving upset ‘depositors’ with nothing to show for their investments.” We believe that the removal of non-credible players from the financial services sector of Second Life’s economy will benefit all of its participants.
First Meta’s approach differs radically from the “banks” as described by Linden Lab. We offer a full range of financial services focusing on credit products, including MetaCard TM, backed by a robust real-world system, run by professionals with real-world financial expertise, and focusing on providing customers with transparency and accountability. We are a real-world company, registered in Singapore, one of the financial centers of the world. First Meta’s operations are supported by the Singapore government and we are funded by real-world private investors, not by our customer’s deposits.
We are in discussions with Linden Lab about our MetaSavingsTM accounts. Our MetaSavingsTM deposits are more than 100% funded, which means that no First Meta customer will lose any money as a result of the new policy.
Since our MetaCardTM does not “offer interest or a rate of return on L$ invested or deposited”, it should not be affected by this new regulation.
As First Meta’s business is not dependent on savings accounts or other investment instruments which are addressed by the new policy, we believe that the new policy will not have any adverse effects on our company. Insofar as the new policy strengthens the virtual economy, we believe this will actually benefit First Meta. As the leading provider of financial services in virtual economies, First Meta will continue to provide a trusted partner for our customers.
Sincerely,
Douglas Abrams (JP Mougin)
Chief Executive Officer
First Meta Pte. Ltd.
January 9th, 2008 at 7:21 am
Douglas,
Is FirstMeta a financial company recognized as a financial company by the Government of Singapore? That is what counts for Linden Labs as far as I read the blog.
Regards,
Marcoh Larsen
AuroraBorealis (Merchant of the MetaCard)
January 10th, 2008 at 4:12 am
First Meta Pte. Ltd. is registered with the Singapore government as a private limited company. We are currently in discussion with Linden Lab about their specific requirements for qualifying to offer interest-bearing accounts in SL.
Please note that as MetaCard is not an interest-bearing account, it will not be affected by the new policy.
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